东北财经大学在线隐私政策

最后更新:2023年11月6日

NEFCU(“我们,” “we” or “our”) has implemented this 在线 Privacy Policy in order to explain how we collect, 分享, 使用, and protect information when you visit or 使用 this online service and any other online 服务 offered by us. 本政策适用于东北财经大学的网上服务, 包括NEFCU和直接金融网站, 东北财经大学数字银行(包括手机银行), 以及东北财经大学品牌的社交媒体网站或页面(每个网站), 和集体, 网站).

供本网站会员及访客使用, we will 使用 and 分享 any information that we collect from or about you in accordance with our 隐私通知, which provides certain choices with respect to the 使用 and sharing of your personal information. 使用本网站即表示您同意本政策的条款和条件.

我们收集的信息

在一般情况下, we collect and process personal information necessary for ordinary business purposes or to provide you with information on our products, 服务, 或者特别优惠.

如果你申请, 询问, 或从我们这里获得服务或产品, we collect a range of identifiable personal information based on the particular product and circumstances, 这可能包括你的名字, address, 联系信息, 社会安全号码, 驾驶执照号码, 财务及帐目资料. This information is necessary for us to provide 服务 or products you requested or to take steps to enroll you in those 服务 or products, 让我们遵守法律义务, 或开展相关的业务和经营活动.
If you provide your 电子邮件地址 to us or otherwise request or agree to receive 电子 communications from us, 我们可以收集你的名字, 电子邮件地址, 电话号码, 或者物理地址. This information is necessary to send you the communications and information you have requested.

If you 使用 our Digital 银行ing 服务 and choose to “register” your device in order to facilitate authentication for future visits, we collect certain information about that device such as its serial number and other unique characteristics so that we can definitively recognize the device during future accesses of the Digital 银行ing service.

如果您访问我们的网站, we may capture your IP address as well as 电子 activity information about your 使用 and interaction with our website(s), 您使用的操作系统和浏览器类型, 您访问的在线服务部分, 还有地理位置数据. 我们或我们的第三方合作伙伴也可能使用cookie, 出于各种目的, such as fraud prevention and monitoring or tracking of our advertising campaign performance. “Cookies”是指网站可以发送给访问者网络浏览器的少量数据. 它们通常存储在你正在使用的设备上，以帮助追踪你感兴趣的领域. Using these cookies allow us to enhance your experience in interacting with our website, such as by helping recognize your browser the next time you visit and loading previously viewed pages faster. Most web browsers allow you to adjust your browser settings to decline or delete cookies but doing so may degrade your experience with our online 服务.

如果您通过NEFCU移动应用程序与我们互动, we may request additional information to improve your experience and to help prevent fraudulent 使用 of our 服务. We may request geolocation information and 使用 it to help you locate the nearest branch and/or ATM. We may request access to biometric data (such as fingerprint data) and 使用 it to secure access to the mobile app. 我们可以要求访问相机图像，并将其用于远程存款捕获. You may choose not to allow the mobile app to access such data but doing so will disable features that require that data to be fully functional. 您可以随时在设备设置中更改移动应用程序权限.

我们披露的有关您的信息

The Credit Union will only 分享 nonpublic personal information to administer the products and 服务 the Credit Union provides when required to do so by law, or when the Credit Union partners with other businesses to offer a broader array of products and 服务 under an agreement with strict privacy protections. 信用社不会也不会出售您的个人信息. 请参阅我们的隐私通知 for information on how personal information may be 分享d and how you may be able to limit certain types of sharing.

短码私隐

透过“数码银行”选择接收短讯服务, you agree to receive automated text messages from us on the mobile 电话号码 that you provide from our dedicated short code program. You can opt out by responding to any message with the word "STOP" (do not include the quotation marks). Data obtained through the short code program will not be 分享d with any third parties for their marketing reasons/purposes. 消息和数据速率可能适用. 请参阅我们的隐私通知 for information on how personal information may be 分享d and how you may be able to limit certain types of sharing.

链接到第三方

NEFCU may provide links to websites that are owned or operated by other companies (third-party websites). 当你离开这个网站去到另一个链接的网站, 我们对链接网站的可用性内容概不负责. 你应该熟悉隐私政策, terms of 使用 and security practices of the linked third party websites before providing any information, 因为它们可能与我们实践的不同.

保护儿童隐私

本网站不面向13岁以下儿童(13岁). We do not knowingly collect personal information from children under 13 without parental consent. 有关儿童在线隐私保护法案(COPPA)的详细信息, 请访问联邦贸易委员会网站.

安全

我们使用合理的物理, 电子, and procedural safeguards that comply with federal standards to protect and limit access to personal information. 这包括设备保护和安全的文件和建筑物. Please note that information you send to us 电子ally may not be secure when it is transmitted to us. We recommend that you do not 使用 unsecure channels to communicate sensitive or confidential information (such as your Social 安全 number) to us.

本政策之变更

我们可能会不时更改本在线隐私政策. 当我们这样做的时候, 我们会把修改后的政策贴在这里, 这样你就可以看到我们收集了哪些信息, 我们将如何使用这些信息以及何时披露这些信息. Any changes to this 在线 Privacy Policy will become effective when posted unless indicated otherwise. 如果您继续使用我们的服务，即表示您接受并同意本政策的修改.